About us
Real Stories, Real Impact
Hear from the entrepreneurs and business owners who have transformed their lives with Fanaka's financial solutions.
Lister Soko
Fruit & Vegetable Seller, Lusaka
"Before Fanaka, I used to borrow from another company — they were rude and didn’t understand my cashflow challenges. Fanaka is different. The team is respectful and willing to work with me. I started with K2,000 and now I’m at K6,000. I plan to take a higher loan during the rainy season when I can get fresh supplies from farmers"
Zwakina Mvula
Vegetable Vendor, Lusaka
"The profits I get from Fanaka loans have really improved my life. I’ve been able to buy a bed and other household items. When business is good, I make up to K900 a day. I sell vegetables like cabbage—buying at K5 or K6 and selling at K10. I sell up to 15 a day, and I make daily orders. My last loan was K6,000, and I make between K3,000 to K4,000 in profits every two weeks."
Elidah Mbewe
Charcoal & Clothing Business Owner, Lusaka
"I started with my charcoal business, but through Fanaka, I’ve now opened a clothing shop. I began with a K1,500 loan and now have access to K5,000. The Fanaka team is respectful and communicates well, which makes working with them easy. I also love that I can repay late, even at 21 or 22 hours, after I’ve closed my shop. I’m now aiming for a K10,000 loan to increase my stock."
Join thousands of Zambian entrepreneurs who trust Fanaka to power their success.
Solution
Our Awesome Tech Stack
Our Fanaka digital platform is an integrated suite of proprietary technologies designed to power inclusive finance for MSMEs.
Kula App
A customer-facing mobile app that enables MSMEs to apply for loans, make repayments, access financial literacy training, microinsurance, and manage their credit journey.
Zanga FE App
A productivity tool for our Field Entrepreneurs to onboard, support, and monitor MSME clients in real time.
Fanaka Konnekt
Our in-house core banking and loan management system that centralizes customer data, configures loan products, automates disbursements and repayments, and supports compliance and reporting.
Fanaka I.Q
Our data intelligence engine that aggregates over 200,000 behavioral, demographic, and transactional data points to power a proprietary MSME credit scoring model and drive product optimization.